Voluntary Benefits

Choose the voluntary benefits you need

We understand that sometimes, a little extra peace of mind goes a long way.

Boston Children’s offers optional Voluntary Benefits—so you have additional coverage if you need it. You can buy coverage designed to complement medical benefits and offers extra financial protection if you are facing an accident, critical illness, or hospitalization. The carrier is Lincoln Financial Group.

We offer three different kinds of Voluntary Benefits:

1. Accident Insurance, which pays a benefit for specific injuries and events resulting from you or a covered dependent experiencing a covered accident on or after your coverage effective date. The benefit amount depends on the type of injury and care received.
2. Critical Illness Insurance, which pays a lump-sum benefit if you or a covered dependent are diagnosed with a covered illness or condition on or after your coverage effective date. You can elect the option that best meets your needs.
3. Hospital Confinement Indemnity Insurance, which pays a daily benefit if you or a covered dependent have a covered stay in a hospital, critical care unit or rehabilitation facility that begins on or after your coverage effective date. The benefit amount is determined by the type of facility and the number of days confined. You can elect the option that best meets your needs.

With Voluntary Benefits, you can also earn money when you receive preventive care. You may receive $100 cash back annually for a covered exam or screening while actively enrolled for you and each of your covered dependents.

Cost of Coverage

You pay 100% of the cost (after-tax).

Summary of Benefits Documents

• Accident Insurance Basic Summary
• Accident Insurance Plus Summary
• Critical Illness – Annual Exam Claim Form
• Critical Illness Summary
• Hospital Confinement Indemnity Summary